• AIG SunAmerica Companies
• AIG SunAmerica Life Assurance Company
• First SunAmerica Life Insurance Company (NY Entity)
• AllianceBernstein Investments, Inc.
• American Funds Distributors, Inc.
• American Skandia, A Prudential Financial Company
• DWS Scudder Distributors, Inc.
• Fidelity Investments
• Franklin Templeton Distributors, Inc.
• Hartford affiliated entities offering life insurance, annuities and funds, including
  • Hartford Investment Financial Services Company, LLC
  • Hartford Life and Annuity Insurance Company
  • Hartford Life Insurance Company
• ING affiliated entities offering life insurance and annuities, including
  • ING USA Annuity and Life Insurance Company
  • ReliaStar Life Insurance Company
  • Security Life of Denver Insurance Company
  • Directed Services, LLC
• ING Funds Distributor, LLC
• Invesco AIM Distributors
• John Hancock affiliated entities, including:
  • John Hancock Life Insurance Company (USA)
  • John Hancock Life Insurance Company (NY)
  • John Hancock Distributors, LLC
  • John Hancock Funds, LLC
• MFS Fund Distributors, Inc.
• Oppenheimer Funds Distributor, Inc.
• Pacific Life affiliated entities offering life insurance, annuities and funds, including:
  • Pacific Life& Annuity Company
  • Pacific Life Insurance Company
  • Pacific Select Distributors, Inc.
• Pioneer Investment Management USA, Inc.
• Putnam Retail Management Limited Partnership
• Van Kampen Funds, Inc.

The following is a list of our Strategic Partners in 2007 listed in order of revenue sharing payments received, from highest to lowest. The amount of revenue sharing we receive in 2008 may differ.

• John Hancock affiliated entities
• American Funds Distributors, Inc.
• Franklin Templeton Distributors, Inc.
• Pacific Life affiliated entities offering life insurance, annuities and funds
• OppenheimerFunds Distributor, Inc.
• American Skandia, A Prudential Financial Company
• ING Variable Annuities
• Putnam Retail Management Limited Partnership
• ING Funds Distributor, LLC
• Pioneer Investment Management USA, Inc.
• MFS Fund Distributors, Inc.
• Hartford affiliated entities offering life insurance, annuities and funds
• DWS Scudder Distributors, Inc.
• Fidelity Investments
• Invesco Aim Distributors
• Van Kampen Funds, Inc.
• AllianceBernstein Investments, Inc.
• AIG SunAmerica Companies

Multi-Financial
P.O. BOX 5120
DENVER CO 80217
Phone: 800-929-3485 or 303-446-8400
Fax 303-571-4400