Protecting your Privacy
At Multi-Financial Securities Corporation, we respect your right to privacy and are committed to protecting it. Whether you are a current customer or just visiting us online, we are dedicated to keeping any confidential financial information you provide us with secure and confidential. A summary of how we use and how we protect your information both online and in general is set forth below. You should be aware that linked sites (either to or from this web site) may contain privacy or confidentiality provisions that differ from the provisions provided herein. Your use of linked sites is governed by the privacy policies and terms and conditions of those sites.

Privacy Online
Our web site, www.multifinancial.com is a great way for current and potential customers and registered representatives to find out more about Multi-Financial Securities Corporation's products and services. Rest assured that when you visit our site we will not try to gather any personal identifiable information from you without you knowing it. The following summarizes the extent to which we gather and use information obtained through our web site:

• Cookies - Cookies are elements of data that a web site can send to your browser when you link to that web site. Like most commercial web site owners, we may use cookies on the public portion of our web site to identify you as a user of the MFSC site and thus provide you information specific to this web site. These cookies do not gather or store personally identifiable information about you. On the password-protected Registered Representatives' portion of the web site we may use cookies to identify individual users and provide user-specific information to our Registered Representatives. Our collection and use of this limited information will strictly adhere to the terms of the ING Advisors Network Privacy Promise at all times.
• Statistical Domain and Access Data - Please note that when you visit our web site, no personally identifiable information about you, such as your e-mail address, will be automatically collected by us. In fact, unless you choose otherwise, the only information we may collect from your visits is some information regarding the domain from which you are connecting to our web site, (i.e., msn.com if you are connecting from Microsoft Network, or aol.com if you are connecting from America Online) and the pages you view while on our site. This information is collected solely for statistical purposes and is not used to identify individuals.
• E-mail - In some cases, you may actually choose to provide us with your e-mail address or other personal information such as your address or phone number. For example, if you send us an e-mail for any reason, you are by default providing us with an e-mail address.
  
  In most instances, your inquiry will be forwarded to an MFSC representative who is licensed in your area for a response. This is necessary to help insure that your specific inquiry is answered in accordance with the laws and regulations in your state of residence. E-mail addresses or other information you voluntarily provide while visiting our web site are used solely for the purpose of responding to your questions and concerns, and will only be shared with others in accordance with applicable laws and regulations, which in some instances may require sharing such correspondence with our legal and compliance departments or with state and/or federal regulators.

Protecting our children
We do not knowingly solicit data from children, and we do not knowingly market to children. We recognize that protecting children's identities and privacy online is important and that the responsibility to do so rests with both the online industry and with parents.

Protecting Customer Information In General
As a provider of products and services that involve compiling personal -- and sometimes, sensitive -- information, protecting the confidentiality of that information has been, and will continue to be, a top priority throughout the MFSC and ING Advisors Network companies. To learn more about the measures that we take to safeguard information that you might share with us, and the situations in which we might share information with select business partners, read this complete Multi-Financial Privacy Promise.

If you ever have any questions regarding any of these policies, please contact us.